It's stated that many foreclosures equals big profits for the bank. This isn't true; many foreclosures means many bad loans, and many bad loans is fatal to a bank. Banks make their money by the interest they charge on loans. If the loans aren't paid back, the bank not only loses the unpaid amount of the loan, but also the interest which would have been paid, and it's rare that the amount they'd get by repossessing a house and reselling it would exceed the unpaid loan plus the amount the bank would have received in interest. A foreclosure usually means a loss for the bank.

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Il ritorno di Mary Poppins (2018)

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